Step 1: Determine Your Budget

Review your finances and decide how much you can comfortably afford before beginning your home search. 

Step 2: Mortgage Pre-Approval

Meet with a lender to secure a mortgage pre-approval, giving you a clear budget and strengthening your offers. 

Step 3: Find Your Home

Browse listings, visit properties, and explore GTA neighbourhoods to find a home that meets your needs. 

Step 4: Make an Offer

When you've found the right home, your real estate agent will help you submit a competitive offer and negotiate on your behalf. 

Step 5: Complete Inspections & Conditions 

Arrange a home inspection and satisfy any financing or other conditions included in your offer. 

Step 6: Finalize Your Mortgage

Work with your lender to complete your mortgage approval and prepare for closing.  

Step 7: Close the Purchase 

Your lawyer will finalize the legal paperwork, transfer ownership, and ensure all funds are properly exchanged. 

Step 8: Receive Your Keys & Move In

Congratulations! Collect your keys on closing day and start enjoying your new home.